GROW WITH LIBERTAS & EXP REALTY

👋 Hi, {{first_name|real estate agents}}! Yes, you read that right.

Babies.

With investment accounts.

Welcome to the era of Trump Accounts — a new federally backed investment account created for children at birth.

And while this may sound like something you’d expect to hear at a cocktail party in Palm Beach, it’s very real… and surprisingly relevant to long-term housing conversations.

Let’s break it down. 👇

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A Trump Account is a government-seeded investment account automatically created for eligible U.S. children born during a specific window. The goal is simple but ambitious:

👉 Start building wealth at birth.

Each qualifying child receives a $1,000 government-funded starter investment, which is invested in broad U.S. market index funds (the same type of low-cost, long-term funds used in many retirement accounts).

Parents, relatives, employers, and even charities can add to it over time.

Think of it as:

This is where it gets interesting.

The program is designed around broad U.S. stock market index funds, historically averaging about 7% annually after inflation over long periods.

Let’s look at a simple example:

👉 Result after 18 years:
≈ $3,400–$3,600

Now, that’s with zero additional contributions.

If a family added just $50 per month over those same 18 years?

That’s:

All from starting early.

At first glance, Trump Accounts don’t sound like a real estate topic. But zoom out just a bit and the implications get interesting.

A child born today with even a modest investment that compounds for nearly two decades could enter adulthood with real purchasing power.

That changes the long-term buyer pool.

Families are asking better questions:

Agents who understand these conversations sound informed, current, and financially savvy — without ever giving financial advice.

Whether you love the policy or hate it, Trump Accounts signal something important:

👉 Asset ownership is back in focus.

And when national conversations move from short-term relief to long-term wealth creation, housing always ends up part of the story.

This is not about debating policy at the kitchen table.

It is about:

You don’t need to sell it.
You don’t need to endorse it.
You just need to understand it.

Trump Accounts won’t change the housing market tomorrow.

But over time?
They quietly reinforce something we’ve always believed:

👉 Early ownership thinking creates stronger buyers later.

And agents who understand how wealth is built — not just how homes are sold — will always have an edge.

— Tim and Julie Harris
Tim & Julie Harris® Real Estate Coaching

https://whylibertas.com/harris
https://timandjulieharris.com

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